Privacy Policy

At DeFoy Life and Health Insurance, we are committed to protecting your privacy and ensuring that your personal information is handled in a safe and responsible manner. This Privacy Policy outlines how we collect, use, disclose, and protect your information when you visit our website or use our services. By using our website, you agree to the terms of this Privacy Policy.

By interacting with defoyinsurance.com, you agree to be contacted by Will DeFoy, DeFoy Insurance,  or DeFoy Life and Health Insurance and/or its affiliates and service providers (collectively, "DeFoy Insurance") via phone, email, or text (including by automatic telephone dialing system, AI assisted messaging, and text) at the phone number or email provided, including for marketing purposes.  Automated messages may be played when the telephone is answered, whether by you or someone else. In the event that an agent or representative calls, he/ she may also leave a message on your answering machine, voice mail, or send one via text. You understand that your consent is not a condition of purchase and no purchase is necessary. All services may be provided by calling 740-372-9352. If you choose to provide your phone number, you agree to receive communication, including marketing messages, via autodialed and prerecorded calls, as well as text messages from DeFoy Insurance at that number. Standard message and data rates may apply. You may opt out of receiving communications at any time by following the unsubscribe instructions provided in our communications or by contacting us directly at 740-372-9352. We respect your privacy and will only use your information as described in our Privacy Policy below:

1. Information We Collect

We collect information that you provide directly to us, such as when you request a quote, apply for insurance, or contact us for customer service. This information may include:

- Personal identification information (name, address, date of birth, etc.)

- Contact information (email address, phone number, etc.)

- We do NOT collect Payment information (credit card details, bank account information, etc.) through defoyinsurance.com

2. How We Use Your Information

We use the information we collect to:

- Schedule appointments and communicate with you via text, phone, email , in person, or via automated systems.

- Process applications, and payments

- Communicate with you about your policy, or other inquiries

- Improve our website, services, and customer experience

- Comply with legal and regulatory requirements

3. Information Sharing and Disclosure

We do not sell or rent your personal information to third parties. However, we may share your information with:

- Service providers and business partners who assist us in providing our services (e.g., payment processors, IT service providers)

- Insurance companies and underwriters to process your applications and claims

- Legal and regulatory authorities as required by law

- Other third parties with your consent

4. Data Security

We implement a variety of security measures to protect your personal information. These measures include physical, electronic, and procedural safeguards to prevent unauthorized access, use, or disclosure of your information.

5. Your Choices

You have the right to:

- Access and update your personal information

- Opt-out of receiving marketing communications from us

- Request the deletion of your personal information, subject to legal and contractual obligations

- If you are a resident of California, California law permits you to request certain information regarding the disclosure of your personal data by DeFoy Insurance, or its affiliates and subsidiaries, to a third-party for direct marketing purposes. To make such a request, please email us at quotes@defoyinsurance.com or write us at the address listed below.

6. Cookies and Tracking Technologies

Our website uses cookies and similar tracking technologies to enhance your experience. Cookies are small text files stored on your device that help us understand how you use our website and improve its functionality. You can manage your cookie preferences through your browser settings.

7. Third-Party Links

Our website may contain links to third-party websites. We are not responsible for the privacy practices or the content of these websites. We encourage you to read the privacy policies of any third-party sites you visit.

8. Changes to This Privacy Policy

We may update this Privacy Policy from time to time. Any changes will be posted on this page with an updated effective date. We encourage you to review this Privacy Policy periodically to stay informed about how we protect your information.

9. Contact Us

If you have any questions or concerns about this Privacy Policy or our privacy practices, please contact us at:

10. Children under age 13

We respect children’s privacy. We do not target knowingly or intentionally collect personally identifiable information from children under the age of 13. By using the Site, you have represented and warranted that you are either 18 years of age or using the Site with the supervision of a parent or guardian. If you are under 13, you may NOT use the Site. If you become aware that your child has provided us with personal information without your consent, you are urged to email us at quotes@defoyinsurance.com.

DEFOY LIFE AND HEALTH INSURANCE

JACKSON, OH 45640

QUOTES@DEFOYINSURANCE.COM

740-372-9352

Effective Date: MAY 01, 2017

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